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Ground-Up Construction Loans

Construction financing built for real estate investors, builders, and developers who need flexible capital to fund new builds, multifamily projects, and commercial developments from start to finish.

Up To 90%

LTC

LTV

12-36 Months

TERM

Up To 80%

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Program Highlights

  • Loan Amounts up to $10 Million

  • Loan-to-Cost up to 90% LTC

  • Construction Financing up to 100% of construction budget

  • Loan-to-Value up to 75% ARV

  • Loan Terms up to 36 months

  • Payment Structure is interest-only options available

  • SFR, 2–4 units, townhomes, multifamily, mixed-use, and select commercial projects

  • Experienced builders preferred; select newer investors may be considered

  • Use of funds for land acquisition, vertical construction, soft costs, permits, and project completion

  • Borrowers can be LLCs, corporations, investors, builders, and developers

  • Business-purpose / non-owner occupied projects only

  • Sale, refinance, rental hold, or long-term financing

Click here to get pricing and eligibility for PCG’s Ground Up Construction Loan Program.

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Start your initial loan review today. No hard credit pull, no personal income verification, and no time-wasting document requests — just a simple way to see what options may be available.

PCG Capital

Your Connection to Capital™

Funding solutions for real estate investors, business owners, and referral partners nationwide.

Funding Since 1998

11820 Miramar Parkway Suite 110 Miramar, Florida 33025

833-247-LOAN (5626)

info@thepcgcapital.com

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Legal Disclosure

PCG Capital acts as a referral source, broker, consultant, lender, or facilitator depending on the specific financing program and transaction structure. Financing programs are subject to underwriting review, lender approval, borrower qualifications, collateral review, and applicable state and federal regulations. Not all applicants will qualify. Loan amounts, terms, rates, and program availability vary by lender, transaction type, property type, borrower qualifications, and state restrictions.

Real Estate Funding Disclosure

Many real estate financing programs offered through PCG Capital are intended for business purpose, investment property, commercial property, or non-owner-occupied transactions. Certain residential mortgage products may only be available through properly licensed entities and loan originators where required by law.

Business Funding Disclosure

Business financing products may include commercial loans, revenue-based financing, equipment financing, invoice factoring, purchase order financing, government contract financing, lines of credit, and other commercial funding solutions. Funding amounts, approvals, and terms are not guaranteed.

Earnings Disclosure

Referral partner commissions and earnings examples shown throughout this website are provided for illustrative purposes only. Individual results vary and depend on numerous factors including deal volume, borrower qualifications, funding approvals, and program availability. No earnings are guaranteed.

Equal Opportunity Statement

PCG Capital supports fair and responsible lending practices. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other protected characteristic under applicable law.

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