DSCR Investment Property Loans

Flexible real estate investor financing designed to help borrowers qualify using rental property income instead of personal income, tax returns, or traditional employment documentation.

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Minimum Down Payment

15%

$5M

Minimum FICO Needed

600 Maximum Loan Amount

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Program Highlights

LTV up to 85% for Purchase and Rate/Term Refinance
LTV up to 75% for Cash-out Refinance
Minimum 600 FICO
Jumbo Loan amounts up to $5M
Non-Owner Occupied Only
No Income Verification – must leave blank on URLA
No Job Verification
No Reserve Options
No Prepay Options available
First Time Investors allowed
30YR I/O terms available (Fixed or ARM)
Qualify on Interest Only Payment for DSCR calculation
SFR, 2-4 Units, Condos (and Non-Warrantable), PUD, and Rural Properties
Ability to lend to LLCs, Corporations, Trusts, Foreign Nationals, ITIN and Non-Permanent Resident Aliens

Click here to get pricing and eligibility for PCG’s DSCR Loan Program.

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Start your initial loan review today. No hard credit pull, no personal income verification, and no time-wasting document requests — just a simple way to see what options may be available.

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PCG Capital

Your Connection to Capital™

Funding solutions for real estate investors, business owners, and referral partners nationwide.

Funding Since 1998

11820 Miramar Parkway Suite 110 Miramar, Florida 33025

833-247-LOAN (5626)

info@thepcgcapital.com

Real Estate Funding

DSCR Rental Loans

Fix & Flip Loans

Ground-Up Construction

Bridge Loans

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Revenue Advance

Business Line of Credit

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Equipment Financing

Invoice Factoring

Government Contract Financing

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Legal Disclosure

PCG Capital acts as a referral source, broker, consultant, lender, or facilitator depending on the specific financing program and transaction structure. Financing programs are subject to underwriting review, lender approval, borrower qualifications, collateral review, and applicable state and federal regulations. Not all applicants will qualify. Loan amounts, terms, rates, and program availability vary by lender, transaction type, property type, borrower qualifications, and state restrictions.

Real Estate Funding Disclosure

Many real estate financing programs offered through PCG Capital are intended for business purpose, investment property, commercial property, or non-owner-occupied transactions. Certain residential mortgage products may only be available through properly licensed entities and loan originators where required by law.

Business Funding Disclosure

Business financing products may include commercial loans, revenue-based financing, equipment financing, invoice factoring, purchase order financing, government contract financing, lines of credit, and other commercial funding solutions. Funding amounts, approvals, and terms are not guaranteed.

Earnings Disclosure

Referral partner commissions and earnings examples shown throughout this website are provided for illustrative purposes only. Individual results vary and depend on numerous factors including deal volume, borrower qualifications, funding approvals, and program availability. No earnings are guaranteed.

Equal Opportunity Statement

PCG Capital supports fair and responsible lending practices. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other protected characteristic under applicable law.